By becoming a GARP member you become part of a global community of financial risk professionals. Learn More
Principles of Credit and Financial Risk Analysis
3 DAY SEMINAR
Introduction
Professional development has become an absolute necessity in most industries, especially those with a career in finance. The globalization of and the dynamic nature of financial markets, dramatically elevated the role of risk management in an organization. To assist you understanding the importance of these changes and the impact on your professional development plans, this course offers the individual a comprehensive insight into Credit and Financial Analysis.
This is a fundamental level course which introduces the delegate to a structured framework of credit analysis. Emphasis is placed identifying the key qualitative and quantitative drivers of a robust credit analysis (business, financial, as well as borrower type and borrowing type). The course is interactive and includes the latest practical and theoretical developments in credit risk analysis, enhanced through the use of group exercises and case studies.
Whoshould attend this seminar?
This is a course designed as an introduction for persons entering the financial and credit disciplines. The course does not require any previous knowledge of financial statements or credit analysis skills.
Objectives
At the end of this seminar, participants should be able to:
Gain an understanding of the principles of Credit Risk by developing and applying a structured analysis framework
Discuss the impact of Business, Financial, Borrower Type and Borrowing Type Risks
Identify and interpret key financial ratios
Identify trends and forecast basic financial projections
Evaluate, understand and compose a solid credit proposal
Content
Day One
Identifying the key components of Credit Risk
In-depth analysis of the structured analysis framework
Financial statements – purpose
Financial statements – components
Group Exercises
Day Two
Key Financial Ratios
Basic Cash Flow Analysis
Trend analysis and projections
Group Exercises
Day Three
Borrower and matching of Borrower needs
Interpretation of results
Capstone assessment and case study
Summary and closing
GARP trainers use modern learning techniques (a blend of presentational methods and credit diagnostic software) used by many banks around the world – in order to assist with the risk analytical process.
Please note that the sequence and/or exact subject matter of the programme may differ from what is presented here since the programme is constantly being updated to embrace new ideas and developments as they evolve.
By becoming a GARP member you become part of a global community of financial risk professionals. 
